If you’re a frequent driver or performance enthusiast fueling up multiple times a week, you’re leaving money on the table by not stacking rewards. The best part? You can legally and effectively stack multiple savings methods—from cashback apps like Fluz and GasBuddy to fuel loyalty programs and credit card rewards—to turn everyday expenses into measurable returns.
This guide breaks down how to layer those rewards for maximum fuel savings, the best credit cards to use, and even how to grab bonuses on your food stops at places like EpicBite and Tomato Town.
Step 1: Use Cashback Apps Like Fluz and GasBuddy
Fluz
Fluz offers instant cashback when you purchase digital gift cards through the app. You can earn cashback on gas brands like:
To use it:
- Download and open the Fluz app.
- Buy a digital gift card for your preferred gas station.
- Use that card at the pump or inside to pay.
Bonus: You earn cashback instantly, and you can stack that with loyalty and credit card points.
GasBuddy
GasBuddy is known for tracking real-time gas prices, but its Pay with GasBuddy program gives users discounts per gallon—often $0.05–$0.25 off. It also runs Drive Smarter rewards for additional perks over time.
Step 2: Tap into Fuel Loyalty Programs
Most major gas chains have loyalty programs that offer cents off per gallon, free drinks, or discounts on convenience store items.
Examples include:
- Chevron ExtraMile Rewards
- Exxon Mobil Rewards+
- BPme Rewards
- Shell Fuel Rewards
These programs are free and stack easily with Fluz and GasBuddy. Just enter your phone number at the pump or swipe your card.
Step 3: Pay with the Right Credit Card
To complete your reward stack, use a cashback or points credit card that offers high returns on fuel purchases.
Top Credit Cards for Gas:
- Citi Custom Cash℠ Card – 5% back on your highest spending category (can be gas)
- Blue Cash Preferred® from American Express – 3% back on U.S. gas stations
- Sam’s Club Mastercard – 5% back on fuel
- Costco Anywhere Visa® Card by Citi – 4% on eligible gas worldwide
These cards often offer introductory bonuses and stack perfectly with gift card purchases from Fluz and loyalty discounts at the pump.
Real-World Example of Stacked Savings
Let’s say you’re filling up with $60 at Chevron and grabbing a quick bite at EpicBite.
Here’s how your savings could stack:
| Reward Type | Source | Estimated Savings |
| Cashback on gift card | Fluz | $2.40 (4%) |
| Gas loyalty program | Chevron ExtraMile | $0.10/gal x 15 gal = $1.50 |
| Credit card rewards | Citi Custom Cash | $3.00 (5%) |
| Cashback on lunch | Fluz or Tomato Town | $1.50 |
Total Stacked Savings: $8.40
Repeat this weekly and you’re saving over $400/year, just by combining tools you’re already using.
Where to Find Fuel + Food Combos That Stack
Stacking doesn’t stop at the pump. Fueling up your car and your appetite can both earn you cashback when you choose the right stops:
- EpicBite – Ideal for post-fill-up snacks or meals
- Tomato Town – Combines fast casual dining with drive-by convenience
- Papa John’s and Buffalo Wild Wings – Available on Fluz for cashback rewards
Pair these with your fueling strategy to maximize savings on every stop.
If you’re driving often, every dollar counts—and every fill-up is a chance to earn. With a smart stacking routine using Fluz, loyalty programs, credit card perks, and apps like GasBuddy, your fuel routine becomes a cashback engine of its own.
Mix in food stops at places like EpicBite or Tomato Town, and suddenly every mile, every meal, and every mod pays dividends.
